
Introduction: Why Everyone’s Talking About the Three Insurance Commercial
Three Insurance Commercial is more than just another ad — it’s a prime example of how storytelling, emotion, and humor can blend together to make an advertisement go viral. In an industry that’s often seen as dry or serious, this commercial stands out like a breath of fresh air.

If you’ve seen it, chances are it made you laugh, think, or even share it with a friend. But what makes this ad so special? Let’s dig into everything you need to know about the Three Insurance Commercial — from concept to impact.
What Is the “Three Insurance Commercial”?
The term “Three Insurance Commercial” refers to a highly creative advertisement launched by the insurance company “Three,” which is a subsidiary of Berkshire Hathaway. The commercial is known for its funny, relatable, and unique approach to presenting business insurance.
Unlike traditional insurance commercials that rely on scare tactics or jargon, the Three Insurance Commercial simplifies complex topics and focuses on what matters: the customer experience.
The Storyline: Creative Concept Behind the Commercial
In the now-viral ad, a small business owner is shown juggling a chaotic workday — dealing with customer calls, a broken espresso machine, and unexpected bills. Instead of panicking, they calmly say, “At least I’ve got Three.”
The commercial uses real-life scenarios that small business owners face daily and contrasts them with the peace of mind provided by having the right coverage from Three.
🎯 Key Phrase: “Simple coverage. No surprises.”
This tagline resonates with audiences tired of confusing insurance policies.
Key Message and Target Audience
The Three Insurance Commercial sends a powerful message: simplicity is key. With just three pages of policy, the insurance company has made business coverage accessible and easy to understand.
Their target audience includes:
- Small business owners
- Startups
- Freelancers
- Entrepreneurs
These individuals often feel overwhelmed by paperwork and legal jargon — so this commercial directly addresses that pain point.
Brand Behind the Commercial
Three Insurance, backed by Berkshire Hathaway, is a U.S.-based business insurance provider that offers straightforward policies designed specifically for small businesses. The commercial promotes Three’s core product: one simple policy that covers general liability, business interruption, and property insurance — all in three pages.
📌 Visit the official Three Insurance website (DoFollow link) to learn more about their offerings.
Why This Insurance Ad Stands Out
So what makes the Three Insurance Commercial different from a dozen other insurance ads on TV or YouTube?
✅ Relatable Characters
✅ Humor with Substance
✅ Clear, Concise Messaging
✅ Fresh Visual Style
✅ No Salesy Tone

The ad speaks like a friend, not a corporation — and that’s why it sticks in your mind.
Analyzing the Marketing Strategy
The strategy behind the Three Insurance Commercial is pure brilliance:
- Emotional Connection: Viewers feel seen and understood.
- Simplicity: Insurance doesn’t need to be confusing.
- Strong CTA: Encourages visiting their site for a quote.
- Omnichannel Reach: The ad airs on TV, social media, YouTube, and streaming platforms.
💡 Pro Tip for Marketers: Consumers are more likely to engage with content that respects their time and intelligence — exactly what Three has accomplished.
Social Media Reaction and Popularity
As soon as the Three Insurance Commercial aired, Twitter, Reddit, and LinkedIn were buzzing:
“Finally, an insurance ad that doesn’t put me to sleep!”
“Three Insurance just became my favorite insurer. Hilarious AND helpful.”
“I actually Googled their name after the commercial. That never happens.”
The brand even started a viral hashtag campaign: #GotThree
Instagram reels, TikToks, and YouTube parodies flooded the internet, further boosting visibility.
Industry Impact and Competitor Response
Insurance giants like GEICO, Progressive, and State Farm have long dominated advertising with mascots like the GEICO Gecko and Flo. But the Three Insurance Commercial carved its niche by doing the opposite — no mascots, no gimmicks, just a powerful idea.
Since the ad’s release, there’s been a noticeable shift:
- Competitors are revisiting how they approach humor
- More insurers are now focusing on “simplicity” as a selling point
- Startups in the InsurTech space are borrowing similar themes

How Humor & Emotion Drive Engagement in Insurance Ads
Let’s face it: insurance is boring — until it’s not.
That’s why humor, storytelling, and emotional relatability are so crucial. The Three Insurance Commercial used humor not to distract, but to explain a complicated topic in a memorable way.
According to a Forbes study on advertising, ads that evoke emotional responses are 3x more effective. (DoFollow)
Lessons Marketers Can Learn from the Three Insurance Commercial
Here are five key takeaways for anyone working in marketing or branding:
- Clarity wins – Focus on your core value, and repeat it.
- Humor converts – If appropriate, humor can be a strong sales tool.
- Length matters – A 30-second ad with impact beats a 90-second one with fluff.
- Be relatable – Show real situations your audience faces.
- Consistency builds trust – Align your commercial with your brand values and website messaging.
Final Thoughts
The Three Insurance Commercial isn’t just an ad — it’s a masterclass in smart, modern marketing. By cutting through the clutter with clarity and a little humor, Three has changed how people perceive business insurance.
If you’re a small business owner tired of confusing policies and long contracts, Three Insurance might be the breath of fresh air you’ve been looking for.
📌 Learn more and get a quote today at threeinsurance.com